A Year With Yours - Yearbook 2023: From Your Favourite Magazine (A Year With Yours: The Official Yours Magazine Yearbook)

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With less money flowing in, Hollands was not surprised by the cautious sentiment expressed elsewhere in readers’ responses: “It’s just a dose of reality setting in.” Editor of Bird Watching, Matthew Merrit will offer a wildlife talk and Q&A for those of you who enjoy the outdoors and all it's discoveries. Make friends

Volatility in financial markets in the intervening 12 months led to regrets among some readers who had invested all of their bonus money. In the detailed comments, plenty mentioned the attractiveness of dividend paying shares and other income-producing assets in tough times.For a full week, we had an art exhibition at the UN Headquarters, delivering a strong call-to-action for meaningful youth engagement in road safety from 6 artists worldwide. Their message was derived from thousands of young people’s voices and their power poses. We also produced a side event in NY that helped us launch a new product: A toolkit for policymakers on meaningful youth engagement in road safety. A landmark event that the entire team worked so hard to accomplish. From 2014, annual bonuses for EU-based bankers have been capped at 100 per cent of basic pay, or 200 per cent with shareholder approval. Over the years, base salaries have risen to compensate, with variable performance-related pay making up a smaller part of overall remuneration than it has done historically. As investment banks slash their bonus pools, you might not be happy with the size of your payout this year — but many FT readers feel that hanging on to their jobs is the real bonus. Not sure how long till redundancies get me, so I need to save for future school fees,” said one reader in his forties working as a derivatives trader. Looking across his contemporaries in investment banking, one reader in his thirties noted the “increasing reliance on bonus money as disposable income rather than for long-term investing purposes.”

Employers don’t want to take that battle on,” says Warnaby. As new hires are made, “maybe we will start to see the structure of total remuneration vary slightly, but it won’t lead to a total overhaul”. Save, spend or invest?

If you are you looking for a year’s worth of inspiration and entertainment, look no further as the team at Yours has you covered! Financial services has always been [an] insecure industry with the risk of losing your job at very short notice, therefore I always prefer to have cash on hip,” another reader commented. In this year’s survey, 31 per cent of respondents said they expected their bonus to be less or substantially less, and a further 25 per cent thought it would be about the same as last year. In their more detailed comments, many readers said they feared next year’s bonus payout would be even lower, adding to the air of caution.