Holly Smith's Money Saving Book: Simple savings hacks for a happy life

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Discover all the simple things you can do to save money - from the power of a thank you note to selling your empty toilet rolls! These key ratios are driven by the big life decisions we make, such as our career and where or how we want to live.

Savers, particularly frugal and extreme savers (and I know there are a lot of you out there!) find that cutting costs and clinging to pennies is part of their DNA. However, cutting costs soon reaches a soft limit where quality of life begins to deteriorate. An empowering and honest read, Couponing for the Rest of Us: The Not-So-Extreme Guide to Saving More is also humorous, so it is relatable and easy to read. With the author being a wife and mother, she is able to deeply connect with readers who are also in those same roles.Having identified that we begin life with an anaemic level of financial knowledge, we owe it to ourselves to brush up on budgeting and other money management skills.

This book is full of practical tips and tools that the reader can apply to their own life. Its ability to be motivating and empowering helps the reader to proactively create healthier relationships with both money and people. This book on saving is both touching and humorous while providing an eye-opening account of how the Amish make ends meet. The stories talk about trading for goods and services, bargaining, living with less, staying out of debt, and even stopping the habit of trying to impress others. Cut Your Grocery Bill in Half With America's Cheapest Family by Steve Economides and Annette EconomidesAlmost 800 libraries have closed in Britain since the government began its austerity drive in 2010. If you want your local library to stay open, use it. Many allow members to borrow 10 to 20 books and audiobooks free of charge. Seek out secondhand In The Latte Factor: Why You Don't Have to Be Rich to Live Rich, Bach and his co-author cover the three secrets to financial freedom. I think joint accounts require both parties to be fully able to operate the account - in case of say a stroke preventing this then the account should not be used. In practise I think this is ignored. This frugal living book is an easy and light read that inspires people to make small changes that can result in large pay-offs. While it may be hard to believe that a family can cut their grocery bill in half, the authors provide step-by-step instructions to do so. We can maximise the spending power of our income by investing it, generating a return above inflation, so that we can buy even more in the future