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Fees may be payable depending on your final choice of financial product. This will depend on your circumstances and will be discussed at the earliest opportunity by the financial product provider. We have been in your shoes, and we’re here to help you understand the details. Let’s get started! What is a Penalty Charge Notice? Earlier I mentioned the different ways that scammers could try to issue you with a fake Penalty Charge Notice.

It’s not just fake Penalty Charge Notices that motorists are sent, there are plenty of fake Parking Charge Notices as the message below explains. A fake Penalty Charge Notice from a scammer is when someone issues you with a Penalty Charge Notice and instructions to pay, but they are not representing an authority that can issue these fines. MoneyNerd Limited is a free to use service, however we may receive a commission, at no cost to you, if you complete a loan, enter into a mortgage, remortgage or equity release agreement. If you’re wondering how we work with our partners and how we make money, you can read more about how MoneyNerd works.They are issuing the fake PCN to make you pay to their own bank account, and therefore to rob you of your money. There are even reports of scammers trying to impersonate private parking companies and get people to pay them fake Parking Charge Notice fines. We’ll return to these different methods of issuing fake Penalty Charge Notices later. #2: A Penalty Charge Notice from a private company Thrifty Family does not give specific debt advice and we recommend that you always discuss your personal situation with a qualified adviser that works for a company that is authorised and regulated by the Financial Conduct Authority. With your consent Thrifty Family may pass you on to a trusted debt counselling company or insolvency practitioner. MoneyNerd does not give specific debt advice and we recommend that you always discuss your personal situation with a qualified adviser that works for a company that is authorised and regulated by the Financial Conduct Authority. With your consent MoneyNerd may pass you on to a trusted debt counselling company or insolvency practitioner.

Therefore, they want drivers to think their private parking fines are more serious and try to confuse drivers into thinking they’ve received a Penalty Charge Notice instead. Do I legally have to pay private parking fines? A fake Penalty Charge Notice could be placed on your windscreen by someone pretending to work for the council, hoping you will transfer funds to the bank account on the notice.If your Penalty Charge Notice is real and you need advice or guidance on the appeals process, why not read my comprehensive Penalty Charge Notice guide?

They’re usually given out by local authorities via civil enforcement officers or in the post if the offence is caught on camera.You can receive a fake Penalty Charge Notice in the post, which could be effective for scammers because some Penalty Charges are sent this way. Research available parking and local parking requirements. Tourists and vehicles with out-of-state licenses are usually targeted because they are assumed to not know about the local parking laws.