Bank of Dave: How I Took On the Banks

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Frost, Caroline (17 July 2012). "TV REVIEW: The Bank Of Dave - How One Burnley Boy Brought A Little Ray Of Hope..." The Huffington Post . Retrieved 30 October 2017.

Bank of Dave: What Happened in Real Life? | Den of Geek Bank of Dave: What Happened in Real Life? | Den of Geek

We explain the rules on savings compensation, updated as they change, and how to keep your money safe British Academy Scotland Awards: Winners in 2013". BAFTA Scotland. 17 November 2013 . Retrieved 30 October 2017. It eventually led to the idea to start up a community bank, despite the challenges. "The world and his wife were telling me I couldn't be a bank if I didn't have a banking licence, that preserve of the stinking rich and the banking elite. I was determined to show that I could," he said in his book (via The Guardian).Halifax axes paper statements for online banking customers due to 'issues' with sending physical copies ALEX BRUMMER: Central banks are finally pulling their punches amid signs the inflation tide may be turning

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Please don't make our homes harder to sell, Mr Gove: Minister to ban leaseholds but it won't apply to existing owners Officially, it's Burnley Savings and Loans and Dave is still on a mission to become a UK regulated bank. Speaking to The Guardian in 2012, he claimed that a City expert told him that "if I use the word deposit or say I'm a bank then I will go to prison". Sluggish summer trading fails to rattle Next: retail powerhouse posts fourth profit upgrade in six months Best easy-access is at 4.35% and leading one-year fix pays 6.01% - here's what the experts predict now. Bank of Dave: Burnley community banker at centre of Netflix biopic". BBC News. 11 February 2022 . Retrieved 15 January 2023.

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While producers have of course polished and added elements to the Netflix hit to make it more entertaining, the business does exist in real life. Called Burnley Savings & Loans (BSAL), it is trading under the slogan “Bank of Dave!" at 30 Keirby Walk. Since its early days BSAL has now grown. The office which had consisted of 3 members of staff, has now expanded to create a team of experienced friendly staff, and a suite of offices in our high street branch in the heart of Burnley. The company continues to make decisions based on experience and good, old fashioned common sense, making a difference to small businesses and real people, and has also helped a large number of different charities and good causes along the way. Through his media profile, and his many award winning consumer TV series shown in the UK and abroad, Dave has continued to lobby parliament to make changes to the banking industry, and educate people with tips helping them to improve their businesses and finances. He firmly believes that BSAL is the way of the future, and wants to prove that the financial industry can also be socially responsible. New Challenges

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BSAL opened its doors in 2011 and was Dave's response to what he perceived as a broken banking system. While not a bank but rather an independent lending business, BSAL lends money to people and businesses who were unsuccessful in applying for loans at high street banks. In his bid to set up a simple, no-nonsense bank that actually cares about its customers, Dave plans to use hundreds of thousands of pounds of his own money. His enterprise will offer his customers a far better rate of interest than they get on the high street; he will lend to struggling local businesses that the banks don't want to know about; and he aims to bring the Bank of Dave into profit within 180 days. If he succeeds, he'll give whatever he makes to charity. If he fails, he'll make a terrible loss and ruin his hard-earned reputation as a successful businessman. Ginny & Georgia season 2 ending explained: Everything that happened in the finale of the Netflix family drama Chris Foggin, director of the film, said: 'I was immediately drawn to this story about the triumph of community, and I'm delighted to be working with such a wonderful cast. I truly believe the world needs films like this.' Shawbrook Bank launches top cash Isas while there's also a new leading easy-access and fixed-rate dealBut that money was never raised, and the company isn’t actually a bank (technically it’s an ‘independent lending company’) and is still in the process of trying to get its banking licence as The Bank of Dave. Dave spoke about watching the credit crunch hitting his hometown of Burnley hard, witnessing local businesses closing on a daily basis. With no money to get things moving, he looked into expanding and not just lending money to his own customers, but also to those in the wider community. He said "lending money to my customers had made me realise that banking was actually quite a simple process: you just take people's money and then lend it out to other people, making sure you charge them more interest than you pay out. So I thought maybe I could open a tiny bank to serve the local community. Not a big bank but maybe a better bank. How hard could it be?" Clarke, Cath (15 January 2023). "Bank of Dave review – underdog story of an everyman v Eton poshos". The Guardian . Retrieved 15 January 2023.

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Piers Tempest adds: 'This is such a great story and I'm delighted to be working with Chris and the team on the film, which I am sure will really resonate with audiences worldwide.' Factual Entertainment and Features, Programme Information: Bank Of Dave". Channel 4 . Retrieved 31 October 2017. The inspiration behind the 'bank' is the same as we see Dave explain in the movie. Following the 2008 financial crisis, Dave helped out his customers by lending out his own money after banks started to decline them.Aston Martin cuts production of its new DB12 sports car due to supply delays and software challenges